Monday, May 31, 2021

Moms Need to Spend the Big Bucks on Themselves Sometimes

This is another money-conscious entry, but this time, it's about moms.

I want to spend a lot more of my very limited funds on my own happiness this coming year. I want to be in the present and celebrate the present. I am tired of the quarantine and the looming threats to my quality of life. I am also tired of the life that I want to live and the life which I currently live being two separate things. 

I am here to try to sell you on the idea that moms need to spend the big bucks on fun things for themselves once in a while—and of course their families.

1. You have a rainy day fund, don't leave your sunny days out the plan

I am not saying that if you build it they will come, but it might help. We tend to prepare for bad surprises. If the brakes need replacing or the tree needs a trim, or if that house needs  a roof, we don't hesitate. We pay up. 

Why don't we allow ourselves to have a sunny day fund for good surprises like a great book, a stand-up paddle board, a new pet or a trapeze class. So many moms have done everything humanly possible to escape debt, myself included, and have managed to create a reality devoid of fun plans. 

2. You Wouldn't Think TWICE if this was for your Child

Sure safety is first and age-appropriate activities are important, but for the most part, if it seems like a good idea for our kids, moms make it work. Just the other day I signed up my youngest for a gymnastics class. Do I want him to become a professional gymnast when he get older? Not at all. Not even a college athlete. I just know this activity sparks joy. It was that simple. 

Why is it that hard to say yes to a similar class that sparks joy for moms? 

3. You Wouldn't Think TWICE if it was required as part of work or social norms

This is one of those things that might be different for everyone, but for the most part, most people have a required uniform, dress code, or appearance standard of some sort. I will not lie, mine is lax. And thank goodness for that. But for the most part things like a business casual wardrobe or having clean appropriate shoes are either required or strongly encouraged. In fact, someone can calculate how much a job actually pays after subtracting the time and the money required to fulfill these prerequisites. 

Yet, moms don't think twice if it means putting food on the table. 

4. You Shouldn't Let Life Pass You By 

There are no guarantees for the future. Some of our goals naively take our bodies and our minds for granted. These two very important parts of ourselves will not always be the same, and it is important to honor ourselves. We should all live our dreams so that we don't have to grieve later those futures that never became fact when we had all of the control for their actualizing.

 I'm not saying using up your life savings is a good idea, but that a sunny day fund is a good idea if life allows it. 

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